Consumer Financial Protection Bureau
https://www.consumerfinance.gov/ask-cfpb/what-do-i-need-to-know-if-im-thinking-about-consolidating-my-credit-card-debt-en-1861/
What do I need to know about consolidating my credit card debt ...
Aug 28, 2023 ... When used for debt consolidation, you use the loan to pay off existing creditors first, and then you have to pay back the home equity loan. What ...